Latest Payments posts
Building a credit/token economy inside your product: when and how
Credits are the default pricing architecture for AI SaaS in 2026 because inference has no economies of scale. Here is when credits beat straight pricing, how to design the ledger so it survives audits and refunds, and the jurisdiction traps to avoid.
Handling refunds, disputes, and chargebacks in SaaS
SaaS is uniquely exposed to chargebacks because the product is intangible and subscriptions auto-renew. Friendly fraud is now up to 70% of card losses. Here is the refund policy, evidence package, and dunning discipline that keep dispute ratios under 0.5%.
Stripe vs PayTabs vs regional gateways: payment strategy for global SaaS
Stripe covers 46 countries well and the rest poorly. For SaaS selling across MENA, India, Africa, or LatAm, a single gateway leaves revenue on the table. Here is the router design, regional picks, and KYC reality that actually ships to production.